Why Won’t My Insurance Company Cover my Dog?
Some insurance companies are shying away issuing homeowner’s (or renter’s) insurance for the owners of some dog breeds. Unfortunately, some dogs are statistically more likely to bite or behave violently, and if you own one of these breeds, you may need to shop around for insurance.
It might feel unfair, but insurance companies are big, faceless companies that only look at hard, cold facts. And because some dog breeds are more susceptible to become violent, the insurance companies make the blanket decision to reject any home where those breeds live.
If you own a breed that has a poor reputation, don’t let your insurance policy lapse. Although it’s unlikely that you dog will bite or snap, one simple act could put your squarely in front of a judge, facing thousands of dollars of medical bills for the bite-victim.
In addition, take the time to consult with a personal injury lawyer about preventing dog bite lawsuits. Bring your insurance policy for him or her to review. In just one hour with a lawyer, you can get several important tips for avoiding lawsuits and saving the life of your pet.
