If you are bit by someone else’s dog, your medical expenses and other losses should be covered by that person’s homeowner’s insurance (unless you were trespassing or provoking the attack). However, more and more people are renting instead of owning the place in which they live. So if the owner of the dog has renter’s insurance, will that cover your losses? Here is what you need to know.
According to the CDC, there are more than four million dog bites that occur each year in the United States. The Insurance Information Institute provides another revealing fact. When the attack is covered by insurance, the average payout is more than $40,000. It is important to realize that only about 20% of people who are attacked by a dog require medical care. So most of the time, there are no significant losses incurred.
As far as renter’s insurance is concerned, it should cover a dog bite, just as homeowner’s insurance would. However, it is up to the owner to know what the policy covers. Some policies do not cover larger dogs (which are likely to do more damage), or they may exclude certain breeds.
Getting the Help You Need Following a Dog Attack
If the owner of the dog is liable for the attack, you may be due compensation for medical bills, missed workdays, emotional distress, and more. However, whether the owner is insured or not, you need the help of a personal injury attorney. If you live in southern California, then Petrov Law Firm can help. Call us today at 619.344.0360 to get your case started.Read More
Imagine this scenario. You hurt your back at work years ago and have sought treatment from doctors and chiropractors. Now, you get into a car accident, and your back is worse than ever. What will this mean for your settlement? Is it going to be less because you had a preexisting condition?
That shouldn’t be the case, especially if the injury occurs in California. Here is a trick that insurance companies or lawyers try to pull along with the regulations that California has put in place to block it.
The “Eggshell Plaintiff” Approach
Eggshells are fragile and break easily. If you have a preexisting condition, the defense may claim you are an eggshell plaintiff. In other words, they argue your preexisting condition could be the real reason you got hurt or that you are just more prone to injury than others. Here’s an example.
Let’s say that you injured your neck skiing a few years ago. Now, you get whiplash in a car accident. The insurance company offers a lowball settlement claiming that you were already injured or that maybe you injure easily and that’s why your neck has been hurt multiple times.
California doesn’t allow this type of reasoning and has demonstrated this in previous rulings. Thus, a personal injury attorney can go to bat for you and remind the insurance company they can’t make claims based on preexisting conditions or the idea that certain people are just more susceptible to injury.
The San Diego Personal Injury Attorneys for You
Petrov Law Firm has the experience to help you maximize settlements or win your case in court if need be. Contact us today at 619.344.0360 to get your case started right away.Read More
Are you the type of person who would love to pet every dog you pass on the sidewalk, but you can’t because they always seem to get aggressive with you on sight? Here are a few things that may be at the root of the problem if most dogs are immediately on guard in your presence.
- Your voice – Dogs care more about the tone of your voice than the actual words you are using. They interpret high-pitched voices as happy but may have a negative reaction to a deeper voice, which comes across as angry.
- Your actions – Dogs feel threatened when you hold their gaze for too long or when you lean in over them.
- Your interaction with the owner – Dogs seem to be able to recognize if you have a pleasant interaction with their owner or if you are perceived as rude. The dog is always going to side with their owner, so start by greeting them with a big smile.
- Your scent – If you smell like a dog they don’t know (perhaps because you have a dog at home or were just petting another dog), that can put a canine on edge.
- The dog’s history – If a dog has been abused, anyone who reminds them of the abuser will cause instant anxiety. If the abuser was a male, the dog might be wary around any unknown man.
If You Have Been Injured By a Dog Bite
Sometimes a dog will become so agitated that it attacks despite being unprovoked. If this has happened to you, the owner’s insurance should cover your medical expenses or other losses. Contact Petrov Law Firm today to get the assistance that you need by calling 619.344.0360.Read More
Unless a dog attack causes a serious injury, the next immediate concern after a bite is rabies. Unfortunately, many people in the United States believe various myths about this condition. We will dispel just a few in our article today.
- Myth 1: The is no rabies in the US – This is definitely not true. In fact, Hawaii is the only state that is completely rabies-free. However, 95% of deaths from rabies occur in Africa or Asia because death from rabies is highly preventable if you can get to a medical facility immediately after a bite.
- Myth 2: You can wait until you see signs of rabies to seek medical attention – Again, this is absolutely false. Once symptoms appear, it is too late to treat this disease. There are fewer than 10 cases on record where a human survives rabies after showing symptoms. This is why you need immediate treatment after a bite.
- Myth 3: If the dog isn’t foaming at the mouth, it doesn’t have rabies – Foaming at the mouth is possible, but not all animals will have this symptom. More likely, symptoms are those similar to a flu virus.
Dog Bite Attorneys in San Diego
Following a dog bite, the number one priority is making sure that you are safe. After you have received the proper medical attention, then it is time to contact a personal injury attorney so that you can determine if you deserve compensation due to the negligence of the owner. Petrov Law Firm has experienced dog bite attorneys at our San Diego office. Call 619.344.0360 to get your case started today.Read More
As a nation, Americans are estimated to own nearly 77 million dogs! More than one out of every three US households has at least one dog, according to the American Veterinary Medical Association. It shouldn’t be a surprise that about 4.5 million dog bites occur annually (according to the CDC). Dog bite settlements are usually handled by the owner’s homeowners or renters insurance. Here are three things you should know about dog bites in California.
- There is a dog bite statute in the state of California – This means that as long as you were not trespassing or intentionally provoking the dog, the owner is always liable for the attack.
- California does not go by the “one bite rule” that some other states use. Such a rule would mean that the owner is only liable for an attack if the dog has bitten someone in the past. In California, the owner is potentially liable from the very first attack.
- California law does not require proof of negligence on the part of the owner. However, if you can prove that the owner was negligent when it came to protecting others from being attacked, this may provide you with a basis for requesting a larger settlement.
Help for Dog Bite Victims in Southern California
Insurance companies always want to pay as little as possible on a claim, so you need the help of an experienced personal injury attorney to make sure that you don’t get stuck covering your own medical bills or any other losses. Contact Petrov Law Firm today at 619.344.0360 to speak with an experienced attorney in San Diego.Read More
Motorcycle safety is an essential topic across America, and you will be happy to know that the lives of riders in California were a little safer in 2018 than they were in 2017. Let’s look at a couple of statistics that show how California is improving when it comes to motorcycle safety.
- From 2017 to 2018, motorcycle fatalities on California roadways dropped by 15.57%.
- Over the same time period, helmetless deaths dropped by 33%. That shows riders are taking the responsibility to wear the proper safety gear seriously, and this may have contributed to the improvement in the statistics.
Regardless of the reason that the statistics have improved, we are happy that motorcyclists are safer on California roads. However, hundreds are still killed or injured each year, so now is not the time for the state to grow complacent. Drivers need to stay aware and share the road. And if you ride a motorcycle, please ride safely and always wear your helmet.
Personal Injury Attorneys in Southern California
What can you do if you have been injured in an accident while riding your motorcycle? Petrov Law Firm can help. Our attorneys have the experience that you want in your corner when it comes to maximizing your settlement from the insurance company. From medical expenses and missed workdays to compensation for pain and suffering, we can help you to get what you deserve. Give us a call today at 619.344.0360 to learn what our compassionate lawyers can do for you and your family.Read More
California has released traffic safety statistics for 2018 on the government website. These stats give us an insight into how safe (or unsafe) the roads are across the state. A couple of statistics stand out that are not strictly directed at drivers.
- Pedestrian fatalities actually decreased by 5% between 2017 and 2018.
- Bicycle fatalities went up by 6.89% during the same time period.
Whether pedestrians are using safer practices or drivers are being more conscious of sharing the road with those who are walking, it is good to see some improvement in the statistics. Unfortunately, those benefits are offset by the decline in safety for cyclists. Are cyclists failing to use proper precautions? Are distracted drivers just not seeing cyclists? It is important for bicycle riders and drivers alike to be educated about this trend.
For both walkers and bikers, visibility is crucial to safety—the more lights you have on your bicycle, the better. And reflective clothing at night is always a plus whether you are on a bike or going on foot. Don’t forget to wear the proper safety gear if you are riding your bicycle.
Help for Families Affected By Accidents in Southern California
From personal injury cases to wrongful death suits, Petrov Law Firm can help you to get the compensation you need if you or a loved one have been injured while walking or riding your bike in southern California. Get in touch with our experienced attorneys today by calling 619.344.0360.Read More
When a dog bite occurs, it leads to medical care about one in five times. However, the odds are far more likely for a child to need medical assistance after a dog attack. The reason is that a child’s head, face, and neck are closer to a dog’s mouth, so the bites are more likely to take place in a dangerous area. Here are five tips to help prevent dog bites for your family.
- Teach your child to let the dog sniff them before petting.
- Teach your child to avoid dogs that are caring for pups, sleeping, or eating – Dogs are more likely to attack during these vulnerable times.
- Encourage your child to ask the dog’s owner for permission before attempting to pet it – Even if the dog seems friendly, the owner can alert you if it is prone to snap at strangers.
- Don’t leave your child alone with a dog, even if it is your family pet.
- Help your child know what to do around a threatening dog – If a child gets scared when a dog growls, this will only encourage the animal to get more aggressive. It is important to remain calm, back away, and avoid eye contact.
Help if a Member of Your Family Has Been Bitten
If you are accumulating medical bills due to a dog bitting a member of your family, Petrov Law Firm can help. This is one of the forms of personal injury law that we specialize in. Just call 619.344.0360 to speak with one of our San Diego based lawyers, and we can get your California injury settlement started today.Read More
Riding an ATV can be a fun way to spend an afternoon with family or friends. However, you don’t want your good times to be spoiled by an accident or injury. Unfortunately, ATVs become dangerous very quickly when someone treats it like a toy instead of a powerful vehicle. It is no wonder that between 2009 and 2018, it is estimated that at least 81,000 people per year were treated for injuries in the ER related to ATV accidents. In fact, in 2009, that number was over 130,000!
Here are a few tips to help you enjoy your ATV without adding to these shocking statistics.
- Always wear the proper safety gear – The proper helmet, boots, and gloves can reduce the risk of accident or injury.
- Don’t drink and ride – You wouldn’t get behind the wheel of a car while under the influence of alcohol or drugs, so don’t do this with an ATV either.
- Stay off the road – ATVs are not designed for street driving. Keep them off-road where they belong.
- Don’t overload the vehicle – If it is a single passenger ATV, never have a second person ride with you. Some ATVs are designed for two passengers. However, even in this case, no one under the age of 12 should ever be on an ATV, according to the Consumer Product Safety Commission (CPSC).
Getting Help with Your ATV Injury Claim
Despite your best efforts to remain safe, accidents happen. If you have been injured while riding an ATV, you may be able to receive compensation from the insurance company. Contact Petrov Law Firm today by calling 619.344.0360 to learn how we can help you to get the settlement you deserve.Read More
If you live in southern California, you know that walking is a great way to avoid traffic. Plus, the weather is pretty much perfect for a stroll all year long. However, you want to be sure that you remain safe when you walk, and that can be tough with drivers being more distracted than ever before. Here are a few tips to help you stay safe.
- Don’t be distracted – We mentioned drivers being distracted, but we notice it with pedestrians as well. If you are glued to your mobile device while walking, it can be easy to step into the street at just the wrong moment or even to catch your foot on a damaged piece of the sidewalk.
- Always use the crosswalk – Depending on your location, there may not always be a crosswalk available, but if there is, use it. The fact is that drivers are more cognizant of walkers when there is a crosswalk. Plus, if you are injured by a vehicle in the crosswalk, you have a much better case for receiving compensation from the insurance company.
- Look both ways – This should go without saying. Your parents have probably said it to you since you are a child. However, it bears repeating. Look both ways any time you cross the road (even if the road is supposed to be a one way).
Southern California’s Premier Personal Injury Attorneys
Petrov Law Firm is here to help if you have been injured in an accident in southern California. To get the assistance you need in maximizing the settlement you receive from an insurance company, call 619.344.0360 today.Read More