The fact of the matter is that insurance adjusters are always going to be nice to your face or on the phone. It’s part of their job, and many of them are decent people. However, another part of their job is to pay out as little as possible so that the insurance company is profitable.
Therefore, you can’t trust an insurance company to make you a fair offer. Here are a few tricks an insurance company may use to reduce how much they pay out.
- Delays – If the insurance company stalls, you may see the medical bills and other expenses increase and become desperate. Then you will be tempted to accept a lower settlement. Remember that delaying tactics and low first offers are all part of the game insurance companies play to hold onto their money.
- Requests – If the insurance company is asking you to do things that seem like their job, you’re probably right. The idea is to make things so difficult on the person trying to make a claim that a percentage of people will just give up. Every payout that doesn’t happen is a big win for the insurance company.
- Pressure – Telling you this is the only offer you are going to get, it’s a good offer, they are taking care of you, and you’ll end up with nothing if you don’t sign this right now are high-pressure tactics to make you take less than you deserve.
Don’t Sign Anything Until You Speak with a Personal Injury Attorney
If you have been injured in California, Petrov Law Firm can be an ally in seeking compensation from an insurance company. Get in touch with an experienced personal injury lawyer now by calling 619.344.0360.Read More
After an accident that results in property damage or personal injury, an insurance adjuster will need to evaluate your claim. Even if the adjuster is from your insurance company or if they seem very friendly, don’t make the mistake of thinking this person is on your side. Their career depends on paying out as little as possible. Here are three things an insurance adjuster may do to try and reduce the compensation you receive.
- Delay your case – The longer you go without compensation, the more desperate you may become. When the adjuster comes back with a low-ball settlement, you may take it, thinking that you simply can’t wait any longer.
- Ask for ridiculous information – Sometimes, an adjuster may request things that are not even necessary just to make it as difficult as possible for you. If you give up, then the payout is zero, and that makes the insurance company very happy.
- Requesting a recorded statement – Don’t do this. Once you’re on record, the adjuster can twist your words any way they see fit to cheat you out of what you deserve. If your adjuster is acting sneaky, don’t talk with them at all. Leave all the communications up to your lawyer.
Personal Injury Attorneys You Can Trust in San Diego
Hiring a personal injury attorney lets the insurance company know that you mean business about getting a legitimate settlement. Petrov Law Firm in San Diego is here to help with your injury settlement in southern California. Call 619.344.0360 to get started today.03Read More