Some insurance companies are shying away issuing homeowner’s (or renter’s) insurance for the owners of some dog breeds. Unfortunately, some dogs are statistically more likely to bite or behave violently, and if you own one of these breeds, you may need to shop around for insurance.
It might feel unfair, but insurance companies are big, faceless companies that only look at hard, cold facts. And because some dog breeds are more susceptible to become violent, the insurance companies make the blanket decision to reject any home where those breeds live.
If you own a breed that has a poor reputation, don’t let your insurance policy lapse. Although it’s unlikely that you dog will bite or snap, one simple act could put your squarely in front of a judge, facing thousands of dollars of medical bills for the bite-victim.
In addition, take the time to consult with a personal injury lawyer about preventing dog bite lawsuits. Bring your insurance policy for him or her to review. In just one hour with a lawyer, you can get several important tips for avoiding lawsuits and saving the life of your pet.Read More
Perhaps the neighbor’s dog barks when you’re on your own lawn. Maybe the dog has a habit of chasing cars on the street. Or perhaps, the dog stands and growls at people walking by the house. If you feel your neighbor has a dangerous animal, there are several steps you can take to avoid problems while documenting the issues for future legal action.
Personal injury cases depend on someone’s negligence. Homeowners, business owners, pet owners… someone needs to be responsible — or the injury is just an accident. If you think your neighbor is ignoring the fact that his or her animal is dangerous, then you have the start of a personal injury case.
Typically, evidence of negligence has to collected after the accident has already occurred. For example, if you trip and fall because of a loose step on the front door of a business, then you would have to document the problem after the accident. But in many cases, the person responsible for the accident quickly fixes such a problem.
With an animal, you might have time to observe and document problems before they turn into injuries. Photographs of the dog on the street without a leash, copies of police records indicating the dog’s threatening behavior, notes from any conversations about the animal… these are examples of documentation you and your lawyer can use if the animal eventually bites or hurts someone.
Of course, by talking to the neighbor or contacting the police prior to a problem you could significantly reduce the likelihood of an incident. If you think you have a dangerous animal in the neighborhood, start communicating with the police immediately and document every step you take. Any evidence you have will be invaluable if the dog causes an injury.Read More
If your dog bites someone but has not been vaccinated for rabies, you might have to put the animal in supervised quarantine. Your dog is not likely to be put down (destroyed) simply because he or she bit someone.
Generally, you will have to pay a veterinarian to quarantine and supervise your dog for ten days after he or she bites someone. If the animal does not display any signs of unusual behavior after ten days, then the dog does not have rabies.
However, if the animal is at risk for having rabies (frequent contact with wild animals or other dogs) then the bite victim might have to go through preventive care while your dog is in quarantine. And as the owner of the dog, you’re probably going to have to pay for the victim’s medical treatments while the dog is under supervision.
In addition, the dog’s overall behavior will come under scrutiny (as will yours) to determine the general safety of the dog. Regardless of rabies, a dog that is prone to biting could be sentenced to death by a judge. A first time offence will probably not mean a death sentence for the dog, but once the dog is known for violence, as the owner you should take some preventative steps to help keep your dog alive.
Because a dog bite can mean expensive medical bills, quarantine, fear of rabies, and future scrutiny, you should contact a personal injury lawyer to give you direction as to how to proceed. In addition, your lawyer can go through your home or renters insurance policy to see if some or all of these associated costs will be covered with the policy’s liability clause.Read More