Insurance Claims in a Fault State
Currently, 12 US states and Puerto Rico are no-fault auto insurance states. However, California is not one of those states. What does it mean that California is a fault state? How does this affect insurance claims? Here are some things you need to know if you have been in an automotive accident in California.
What Does a Fault State Mean?
Basically, in a fault state, you can choose to file an insurance claim with your own insurance company, but you also have the option to pursue the claim through another driver’s insurance if that other driver was at fault in the accident. You can also file a lawsuit against the driver who was at fault.
What This Means When It Comes to Accidents in California
First of all, when you live in a fault state for insurance, you should never admit fault at the scene of the accident. That includes apologizing to the other drivers since an apology can be admissible as an admission of fault. Therefore, while you should stay calm and be polite at the scene of the accident, you should strive to stay out of earshot of other drivers when speaking with your insurance company or law enforcement.
This also means that if the other driver is at fault, you have a number of ways to seek compensation for property damage and personal injury damages. In this regard, it is important to have an attorney in your corner who understands California personal injury law well. The attorneys at the Petrov Law Firm have the knowledge and experience that you want in your corner. Contact us today to set up a consultation.