Passengers injured in a car accident generally have more resources than the drivers to recover their losses. With the insurance policies from both drivers, your own auto insurance, and your health insurance policy, you have a variety of sources from which you can draw to compensate for your medical costs and lost wages. If you were injured as a passenger in a car or motorcycle accident, contact a personal injury attorney to help you navigate through the complexities of the case.
Fault is generally in questions when insurance companies and courts look at how much each driver has to pay for the costs associated with a car accident. As a passenger, you can’t be held at fault for the accident. Some passengers are hesitant to sue the friend or family member who was driving the car. Fortunately, you don’t sue the driver. As the passenger you aren’t suing anyone. You are simply filing a claim against the insurance policy — you are asking to use the insurance policy for its intended purpose.
Don’t try to files the claims on your own. With multiple injuries and property damage, the pool of money will quickly run dry. Everyone affected by the car accident will be trying to take as much of that limited source of funds as possible. Your health insurance company (if they paid for some of your medical treatment) might want a share of that insurance money as well. A good personal injury attorney can ensure that as the passive participant in the accident, not only will you get the biggest slice of the insurance money, but your health insurance company won’t take away the funds you might need for current and future lost wages.