Injured on Your Bike? Keep Your Cool!
If you were injured by a car while riding your bike, try to remain calm after the accident. Get yourself to a safe location and stay still. If you think you’ve been hurt, call 911. And don’t get into a yelling match with the driver of the car.
In the heat of the moment, you might be hopping mad. You might want to scream and yell. But in so doing, you might give the driver reason or cause for assigning blame to you as the bicyclist. The police will likely show up at the scene and ask lots of questions. Those questions will form the basis of who is at fault. Be cooperative with the police, but keep your answers honest and brief.
Unless you were tremendously wreckless, the driver of the car will bear the majority of the burden for the accident. Even if you had stretched the rules of the road as a bicycle rider, you still have the right-of-way in a significant number of situations. For example, the driver is still predominantly at fault if he or she hits you despite plenty of time to see you coming.
Take plenty of photos and use your phone to write down any notes. There is nothing more valuable to a lawyer than notes taken on the scene of an accident. Don’t let the insurance company talk you out of using a lawyer. Bike accidents cause long term injury problems. Consult with a lawyer immediately after the accident in order to recoup most of your losses.