Does Homeowners Insurance Cover Dog Bites?
The short answer is, yes, it should. However, dog bites are not automatically a specific part of your policy. The bite is a part of your general liability. Homeowners insurance covers a person’s legal liability in general. Therefore, it should cover a dog bite whether the dog was at home when the attack occurred or not.
On occasion, there may be a breed restriction written into the company’s insurance policy. This is up to the owner to know. If an insurance company has this sort of restriction, pit bulls are almost always on the list. In that case, the owner should choose an umbrella policy that will cover any sort of liability or a different insurance company that doesn’t restrict the specific breed they intend to own.
So does that mean the person who gets bit will have to deal with an insurance company to have medical bills covered? In most cases, the answer is yes. Since insurance companies are notorious for giving people the runaround when a settlement is due, it is important to have a personal injury attorney assist you in receiving the full compensation you deserve.
Dog Bite Attorneys in California
If you have been attacked by a dog in southern California and now you see medical bills pile up, Petrov Law Firm can help. Call 619.344.0360 to speak with an experienced personal injury lawyer. With our experience in your corner, you can receive the settlement that you deserve from the insurance provider.